HELOC (Stand Alone)

A home equity line of credit that is not taken out at the same time as your original mortgage.
Get Started


What you need to get started

Minimum Fico Score
Maximum Debt-to-Income Ratio
Maximum CLTV
Minimum Loan Amount

Product Highlights

  • No in-person appraisal
  • Closings in little as 7 days
  • Full draw is taken at closing with no prepayment penalties applied
  • Re-draws may be taken in minimum increments of $500, up to the full line amount

Documents Needed

  • A copy of a valid state issued ID
  • IRS.gov or ID.me
  • User ID for bank accounts
  • Proof of home owners insurance